The banking industry is one of the largest industries in the United States. This is because nearly every adult in the country deals with money in some way and needs a bank to hold those funds securely. Here are some of the types of people who work in the banking industry either directly or indirectly.
Bank tellers are customer-facing specialists who provide services to those who use the bank where they are employed. These services may include cashing or depositing personal checks or processing loan payments. Tellers are often the first people that a customer encounters when they enter a bank, so it is important that they are helpful and provide great customer service. In order to become a teller, one must generally have previous customer service experience, have some computer skills, and be able to pass a background check, since they will be working with large amounts of cash.
An expert witness in banking is someone who knows very specific and detailed information about the banking industry and can explain various topics to people who are less knowledgeable. Expert witnesses are often used in courts of law where a criminal or civil legal case requires knowledge about a specific field of knowledge. For example, an expert witness in banking may be called if there is a dispute between a bank and one of its customers or a conflict among several large banking institutions.
A credit analyst assesses the likelihood that someone who is applying for a loan will be able to make payments and pay the loan back in time. In order to do this, they look at factors such as income, on-time payment history, and amount of savings. Good credit analysts pay close attention to detail and possess accounting skills.
You may encounter one or more of these people the next time you walk into a bank.