Over 5 million car accidents occur each year, and many of them involve uninsured drivers.
Getting into an accident can be devastating, especially if it involves an uninsured driver. Driving without insurance shows a lack of responsibility and financial stability. When an uninsured driver hits you, you may not get as much compensation as you want unless you file a lawsuit.
So what exactly should you do if you’re hit by an uninsured driver?
This guide has all the information you need. Read on to learn all about the process!
Write Down Driver Information
When getting hit by an uninsured driver, one of the first things you must do is write down the driver’s information. Doing so will make it easier to seek compensation because you’ll know who exactly hit you.
Note that the driver’s uninsured so you can relay the information to a lawyer later. If you decide to seek compensation, this is one less task your lawyer will have to do.
Call the Police
After writing down the driver’s information, you should immediately call the police. You can also call the police before doing anything else, but this may frighten the driver before you can get their information.
When the police arrive, they’ll examine the damage and request information from all involved parties. Be honest with them to avoid any problems and try to provide as much info as you can.
They’ll put together a police report that’ll be referenced later on if you decide to press charges.
Get Medical Attention
Whether you feel hurt or not, it’s best to get medical attention after an accident. Car accident injuries can be expensive to treat, especially if you wait until later.
Some of the most common injuries include back injuries, broken bones, brain damage, and burns.
Shortly after getting hit, you’ll likely feel a rush of adrenaline that’ll prevent you from noticing you’re hurt. The sooner you get to a hospital, the easier it’ll be to avoid pain when the adrenaline goes away.
When you arrive at the hospital, mention that you were in an accident. Like a police report, they’ll make a document that outlines the event and your injuries. The documents they provide will also help you seek compensation because you can prove you were injured.
Call Your Insurance Provider
In an accident that involves insured drivers, you’d typically contact the other person’s insurance provider to file a claim. However, this is off the table when getting hit by an uninsured driver, so you should contact your insurance provider to inform them of the incident.
Your insurance provider will compensate you based on your policy, then they may seek reimbursement from the at-fault party. However, because the other person is uninsured, they likely don’t have the assets to reimburse the insurance provider.
If you have a cheap insurance policy, you still have the right to get full compensation for damages and injuries. To do so, you must hire a lawyer that can help you file a lawsuit.
Hire a Lawyer
Many types of attorneys and lawyers specialize in car accidents. By hiring one, you’ll have someone that has all the information necessary for navigating the legal process.
A lawyer can not only handle various tasks for you, but they’ll also answer any questions you may have. Car accident injuries are serious, so they’ll try everything they can to get you the compensation you deserve.
Before hiring a lawyer, you must go through a few simple steps to ensure you get good results:
The quickest way to find someone that can help you is to search for auto accident attorney law firms online. You’ll find various types of attorneys that specialize in many things, so put together a list of those that interest you.
When browsing through their websites, note the services they offer and their locations. Try to find attorneys near you because in-person services will prevent things from getting delayed.
After searching for a few law firms, the next thing to do is compare their rates. This step can take some time because you must contact law firms before they tell you how much they charge.
The amount an attorney may charge depends on various factors, including the type of incident, their experience, and the services you require. If you want an attorney to handle every part of the legal process, you can expect to spend more.
Describe the Incident
The last thing to do is describe the incident to an attorney when you contact them. Doing so will make it easier for them to determine whether they’re right for the case, and they can give you an accurate rate.
Describe all relevant details about the incident, like your injuries, the type of car you had, the name of the uninsured driver, etc. The more info they have, the easier it’ll be for them to handle your case.
Seek Compensation from an Uninsured Driver Today
If you’ve been hit by an uninsured driver, you now know the main steps to go through to get compensated for your injuries and damaged vehicle. Hiring a lawyer is the most important thing to do, but the other steps will help you further build your case.
Consider checking your insurance policy to determine what exactly it covers in case you get into an accident. This will prevent you from getting confused if you don’t get as much as you were expecting.
For more law-related articles, explore the rest of our helpful blog!